Beratungszentrum

Günstige Krankenkasse im Thurgau finden: Kostenlose Beratung von Experten

Spare mit günstigen Prämien und geniesse umfassenden Schutz! Im Kanton Thurgau wimmelt es nur so von Krankenkassen – fast wie Apfelbäume.

Aber keine Sorge, dank unserer täglichen Prämienvergleiche können wir dir helfen, den Wald vor lauter Bäumen zu sehen. Wir finden die Versicherung, die so perfekt zu dir passt wie dein Lieblingsgetränk.

Wir finden Krankenkassen mit:

Krankenkasse ist nicht gleich Krankenkasse

Alle Krankenkassen müssen zwar per Gesetz die gleichen Leistungen bieten – was so sicher ist wie das Amen in der Kirche. 

Aber wenn es um die monatliche Prämie geht, tanzt jeder Anbieter nach seiner eigenen Pfeife!

Abhängig von Modell, Franchise, Prämienregion und wie jung du dich fühlst, können die Kosten so variabel sein wie das Wetter im April.

Beispiel:

Ein Mann mit Jahrgang 1989, wohnhaft im Thurgau

Günstigste Prämie: CHF 276.20

Teuerste Prämie: CHF 537.50

Sparpotential: CHF 261.30

Stand: 10.05.2024

Aber Achtung: Diese Zahlen zeigen nur das mögliche Sparpotential für die Krankenversicherung im Kanton Thurgau. Es ist wichtig, dass jeder seine persönliche Situation genau prüft und die beste Option für sich findet. 

 

Wir helfen unseren Kunden jeden Tag die günstigste und passende Krankenversicherung zu finden

wer wir sind
Unsere Partner

Wir arbeiten eng mit den besten Krankenkassen im Thurgau zusammen

Concordia
Concordia Thurgau
Css
CSS Thurgau
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ÖKK Thurgau
Sanitas
Sanitas Thurgau
Helsana
Helsana Thurgau
groupe mutuel
Groupe Mutuel Thurgau
Swica
Swica Thurgau
Visana
Visana Thurgau

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Steuererklärung

Häufige Fragen zur Krankenkasse Thurgau

Wieso sollte man sich unabhängig beraten lassen?

Sich im Thurgau unabhängig beraten zu lassen, bietet erhebliche Vorteile: Unabhängige Berater sind nicht an spezifische Krankenkassen gebunden und können daher objektive, auf deine persönlichen Bedürfnisse zugeschnittene Empfehlungen geben. Sie helfen dir, aus einer Vielzahl von Optionen zu wählen, was oft zu erheblichen Kosteneinsparungen führen kann. Außerdem sind sie stets über die aktuellen Gesetze und Regelungen informiert, was sicherstellt, dass deine Krankenversicherung den neuesten Anforderungen entspricht. Darüber hinaus vereinfachen sie den komplexen Antragsprozess und bieten eine persönliche Betreuung, die auf Vertrauen basiert.

 

Beispiel:

Entdecken Sie, wie eine Familie mit nur einem Kind durch unsere Beratung eine beträchtliche Summe sparte: Sie wechselten auf unsere Empfehlung hin die Krankenkasse und passten ihr Versicherungsmodell an.

Das Ergebnis? Eine jährliche Ersparnis von CHF 1’250.— Ein bedeutender Betrag, der nun für andere wesentliche Bedürfnisse verfügbar ist.

Diese Familie erlebt nun, wie befreiend es ist, eine solche unnötige Last vom Haushaltsbudget zu nehmen.

Was übernimmt die Krankenkasse Grundversicherung?

Zu deinen Leistungen gehören Krankheit und Mutterschaft. Zusätzlich übernimmt deine Krankenkasse die Kosten für medizinische Vorsorge und Prävention. Auch nach Unfällen zahlt deine Krankenversicherung die nötigen Behandlungen – allerdings nur, wenn du für diesen Fall nicht anderweitig versichert bist.

Bei welchem Einkommen bekommt man Prämienverbilligung?

Im Kanton Thurgau haben Personen mit bescheidenen wirtschaftlichen Verhältnissen Anspruch auf eine individuelle Prämienverbilligung (IPV) für ihre obligatorische Krankenversicherung. Die Höhe der Prämienverbilligung hängt von der provisorisch veranlagten einfachen Steuer ab, die am 1. Januar 2024 zu 100 % bestimmt wird. Erwachsene erhalten eine IPV, wenn ihre einfache Steuer bis zu CHF 800 liegt, wobei die IPV-Beiträge gestaffelt sind: bis CHF 400 beträgt die IPV CHF 3’180, bis CHF 600 sind es CHF 2’388 und bis CHF 800 CHF 1’596. Kinder (Jahrgang 2006 – 2023) sind ebenfalls berechtigt, und ihre IPV wird auf Basis der einfachen Steuer der Eltern oder der prämienzahlenden Person berechnet, wobei das steuerbare Vermögen Fr. 0 nicht übersteigen darf. Weitere Informationen.

Wann habe ich Anspruch auf Prämienverbilligung Thurgau?

Du hast Anspruch auf eine Prämienverbilligung im Kanton Thurgau, wenn du am 1. Januar 2024 deinen steuerrechtlichen Wohnsitz oder gewöhnlichen Aufenthalt im Kanton Thurgau hattest oder als Grenzgänger oder Kurzaufenthalter im Kanton Thurgau erwerbstätig warst. Zudem musst du bei einem vom Bund anerkannten Krankenversicherer die obligatorische Krankenversicherung abgeschlossen haben. Die Gemeinden ermitteln die bezugsberechtigten Personen auf Basis der provisorischen Steuerdaten per 1. Januar 2024 und stellen diesen ein Antragsformular zu, das bis zum 31. Dezember 2024 eingereicht werden muss. Eine spätere Neubemessung ist ausgeschlossen, falls die Frist verpasst wird.

Wann kommt Prämienverbilligung 2024 Thurgau?

Die Prämienverbilligung für das Jahr 2024 im Kanton Thurgau wird den bezugsberechtigten Personen im Verlauf des Jahres ausgezahlt, nachdem die Anträge eingereicht und bearbeitet wurden. Die Auszahlung erfolgt direkt an den zuständigen Krankenversicherer. Die Antragsformulare werden von den Gemeinden im Frühjahr an die berechtigten Personen versandt, und das ausgefüllte Formular muss bis spätestens 31. Dezember 2024 bei der Krankenkassenkontrollstelle der zuständigen Gemeinde eingereicht werden.

Wie ist die Frist um die Krankenkasse zu wechseln?

Planst du einen Wechsel deiner Krankenkasse? In unserem neuesten Ratgeber «Krankenkasse wechseln Frist» findest du alle notwendigen Informationen über die einzuhaltenen Fristen und die Schritte für einen problemlosen Wechsel. Informiere dich jetzt, um sicherzustellen, dass du alle wichtigen Termine einhältst und keine unnötigen Kosten entstehen.